Part 6: AI Platform — Real-Time Fraud Detection & Enterprise LLM Hub
Multi-Language Edition: This chapter is also available in Vietnamese at 📖 Bản tiếng Việt (Vietnamese Edition). Previous Chapter: Part 5 — Campaign Architecture: Surviving the 10-Billion Yen Surge | Series Hub Answer-First: Protecting 70 million users from sophisticated financial fraud while processing billions of annual transactions requires decisions within the tight latency budget of payment authorization. PayPay maintains an industry-leading fraud rate of ~0.0015% by deploying a Sub-10ms Real-Time ML Scoring Pipeline. Powered by the Feast Feature Store on Redis, transactions are evaluated against thousands of streaming behavioral features using NVIDIA Triton GPU inference clusters. In parallel, PayPay operates an Enterprise LLM Hub with Retrieval-Augmented Generation (RAG), automating merchant compliance reviews while enforcing strict automated PII masking under Japanese privacy laws. ...