HSM

Series Navigation: This is Part 6 of the Core Banking Systems Architecture Masterclass. ← Previous: Part 5 — ISO 20022 Payment Gateways | Master Curriculum Hub | Next: Part 7 — Streaming Fraud Detection → | Advisory: Architecture Consulting FAPI 2.0 Security: DPoP, mTLS & Sender-Constrained Tokens Answer-first: The Financial-Grade API (FAPI 2.0) profile establishes mandatory Zero Trust security baselines for Open Banking ecosystems by permanently eliminating bearer token replay vulnerabilities. By enforcing cryptographically sender-constrained tokens via DPoP (RFC 9449) and mutual TLS (RFC 8705), backed by FIPS 140-3 Level 3 Hardware Security Modules (HSMs), core banking systems guarantee non-repudiation and render exfiltrated credentials completely inert. ...

Prerequisite: In-depth knowledge of applied cryptography, public key infrastructure (PKI), HSM operations, PCI-DSS compliance specifications, and distributed audit logging. Part 6: Core Banking Security, PCI-DSS & Audit Trails Answer-first: Core banking security and regulatory compliance mandates implementing PCI-DSS v4.0 cryptographic key management with hardware security modules, FAPI 2.0 mutual TLS authentication with sender-constrained tokens, real-time machine learning fraud detection engines, and tamper-evident Merkle tree cryptographic audit trails that guarantee non-repudiation and withstand rigorous state regulatory compliance examinations. ...